We are pretty much sure that the reason why you are here is because you are wondering on how you can clear your name from debt review/debt counselling. Read below as we explain the steps that you can take in order for you to get your name cleared. Step 1 – When can a consumer (YOU) … Read moreDebt Review Removal
We suggest that clients advise the credit providers that they have applied for debt review in terms of section 86 of the National Credit Act. If the credit providers ask for proof, clients will be able to show them proof or advise the creditor to contact our offices.If the credit providers do not desist in … Read moreWhat do I do if I am under debt counselling and a credit provider phones or harasses me?
What is reckless lending and how do we investigate it? Reckless lending is something that has become a vital concern, as many South African consumers have fallen victim to it. If you feel you have entered into a credit agreement and witnessed a case of reckless lending, immediately contact The National Debt Review Center for … Read moreWhat is reckless lending?
Prescription was introduced as means of protecting South African consumers from unscrupulous credit providers, who are accountable for recklessly lending credit and have contributed to the detrimental debt crisis South Africa currently faces. Prescription in South Africa can be better understood by reading the following.South African consumers have the two defences, induplum and prescription, against … Read moreWhat is prescription or prescribed debt?
Finding a Good Debt Counsellor How to find a good Debt Counsellor? We hope that this brief article will help you to learn on how to find a good Debt Counsellor for yourself or a loved one. Debt is indeed becoming a widespread problem in South Africa and in order to make sure that you are … Read moreHow to find a good Debt Counsellor
How to Stop Collection Calls and Creditor Harassment You’re drowning in debt and now you’re on the receiving end of a nasty, never-ending string of phone calls and threatening letters from your creditors or collection agencies. It can be a stressful situation when you can’t keep up with payments and you default on your account. … Read moreHow to Stop Collection Calls and Creditor Harassment
Making a Plan for Holiday Spending It might be too late to save money for the holidays, but it’s not too late to make a plan for your holiday season. You may have already started some of your holiday shopping, but think about all of the purchases you still have left, including the actual gifts … Read moreBudgeting for the Holidays
The National Credit Regulator (NCR) The National Credit Regulator (NCR) was established as the regulator under the National Credit Act No. 34 of 2005 (The Act) and is responsible for the regulation of the South African credit industry. It is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, … Read moreNational Credit Regulator